投资
为个人投资账户量身定制投资管理伟德棋牌平台, 爱尔兰共和军的, SEP IRA, 联名账户等.
投资组合管理，伟德棋牌平台，加州
从你的应税投资组合中扣除, IRA或401(k), 你的投资组合应该反映出你的目标, 欲望和兴趣. At Kerr 财富管理 we make it a point to help you figure that out with our tailored approach. Our portfolio management process begins with an evaluation and investment questionnaire process to help us and you better understand your end goal, 投资兴趣与容忍度. If your just interested in developing a pure stock portfolio with your favorite companies or the next generation of AI, 电动汽车和微芯片公司, 我们可以这么做. If your interested in developing a low cost and diversified ETF and mutual fund portfolio 我们可以这么做. If your completely new to investing and need help getting started without pesky account minimums, 我们也可以这样做.
投资方法
行为指导
A critical benefit of working with a trusted advisor is having someone to help clients understand the impact financial decisions can have on their long term portfolio. At Kerr 财富管理 we regularly coach our clients through various stock market cycles and life decisions in effort to help them reach their lifetime financial goals.
税收管理
Its no 证券交易委员会ret that taxes can have a substantial negative impact on your portfolio performance. 重要的不是你赚了多少，而是你保留了多少. To achieve superior returns we work closely with our clients to help ensure strategies are implemented to preserve their estate and tax planning needs and investment return goals.
资产配置
定制化资产配置是我们方法的核心. Using an academic or factor approach helps our advisors target specific drivers of return across asset classes. 投资要素可以帮助改善投资组合的结果, 减少波动，增加多元化.
投资组合再平衡
再平衡是重新调整资产组合权重的过程. Rebalancing involves periodically buying or selling assets in a portfolio to maintain an original desired level of asset allocation. Systematic rebalancing helps prevent the emotional aspect of investing and helps us buy low and sell high.
我们管理什么样的账户?
更多关于我们的投资方法
管理下行风险
Simple terms: Many of our clients want to protect their portfolio while earning moderate gains. 为了实现这一目标, we use a few investment approaches and strive to design a portfolio model that makes sense for you.
不太简单的条款:我们可能使用交易所交易基金(ETF)、股票或无负荷共同基金. From time to time we may recommend a fixed income product for client's seeking asset preservation or garaunteed minimum returns. Our investment goal - remain properly diversified and manage risk according to your goals and long term income needs.
费用管理
Many investors are faced with exorbitant investment costs which we believe are positively correlated with lower investment returns. 我们的信念, 如果投资者知道他们付出的是什么，付出的是什么, 这样他们就会对自己的投资决策更有信心.
组合设计 & 多样化
Our investment portfolios aim to reduce the confusion of how to allocate your investment portfolio.
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我们帮助您建立个性化的投资政策声明.
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选择ETF或无负荷共同基金.
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对于风险较高的投资者，你可以选择在你的账户中持有个股.
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我们每季度或根据需要重新平衡.
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如有需要，与您的投资顾问会面. (面对面、网络会议或其他虚拟方式).
我们可以帮助您建立适合人生任何阶段的投资组合，包括:
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大学储蓄.
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退休收入.
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增加你的储蓄.
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保护你的遗产.
我们如何管理投资组合?
克尔伟德棋牌网站可以全权管理您的投资组合. Managing your investment or retirement portfolio or trying to keep up with market trends can be a headache. 在伟德棋牌平台的克尔伟德棋牌网站, 我们提供的投资组合管理解决方案可以帮助我们摆脱猜测工作.
自由裁量权是什么意思?
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这意味着我们设计和管理您的投资.
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We provide discretionary portfolio management for individuals, businesses and 养老金 plans.
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For 养老金 plans and 401(k) and 403(b) plans we offer both 3(21) and 3(38) investment advisory services.
我们使用什么类型的基金或投资?
Our investment approach is a blend of 低成本ETF, low cost mutual funds, 股票 and bond funds. For clients looking for long term fixed income and downside protection we may recommend fixed indexed annuities, 光盘的, 或者单个债券.
我们不追逐基准
对于投资经理来说，使用基准或与基准进行比较是很常见的，比如S&标准普尔500指数或罗素3000指数. 然而，这并不是衡量我们表现的标准. 我们的目标是为您达到目标回报率, 根据您的具体财务需求, 风险承受能力和我们与您共同设计的投资政策声明. Attempting to minimize performance deviation form a benchmark does not necessarily help you achieve your investment goals, 尤其是当基准指数时不时下跌的时候.
*多样化, 智能测试, 低成本ETF, 股票 and mutual funds all carry risk specific to their 证券交易委员会urity type and diversification does not mean low risk or mean that you cannot lose principal value. Investors should consider their risk tolerance or do some financial planning to help determine their risk tolerance and investment needs. Kerr 财富管理 may use investment models with ETF’s and mutual funds and or utilize individual 股票 for clients with long term horizons or an appetite for risk in exchange for potential growth. 本页不代表任何基金公司的认可. 我们提到基金公司的名字是为了提高透明度. 这不是对特定类型的投资或证券的征求. (A conflict exists when we recommend fixed index annuities because a commission is payable to our affiliate 克尔保险经纪公司.)个人债券, 光盘的 and annuities are complex investment products and are evaluated on a case by case basis. 定期存单和债券是根据客户的信用质量、收益率和期限来评估的. 年金 are evaluated based on cap rates, participation rates and insurance company ratings.